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Written by Sherwood Homes and Land
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Now is the time for first time home buyers to step up to own a home. With the popular $8000 First Time Home Buyer Tax Credit and $6,500 Repeat/Move-up Buyer Credit, you can't afford to pass up this once-in-a-lifetime opportunity. Here at Gardner Team Real Estate, we've identified some properties for first time home buyers. If you have any questions about these properties, or how you can take advantage of the $8000 First Time Home Buyer Tax Credit or $6,500 Repeat/Move-up Buyer Credit before it expires, please call us now at 971-832-1234.
First time home buyer eligible homes
120 results returned
Featured Results
(Mapped)
Price: $219,000
Super clean one owner home with fresh exterior paint and landscaping. Spacious yard with RV/Boat pa ...
MLS#:
10060655
MLS:
RMLS
Bedrooms:
3
Bathrooms:
3
Square Ft:
1860
Acres:
0.16
(Mapped)
Price: $198,000
Enjoy easy Sherwood living in this immaculate townhouse. Excellent location near shopping, entertain ...
MLS#:
10050156
MLS:
RMLS
Bedrooms:
3
Bathrooms:
2
Partial Baths:
1
Square Ft:
1388
Acres:
0.04
Search Results
(Mapped)
Price: $300,000
Ranch style home on almost 1/2 an acre - biggest lot in the neighborhood! Pond, putting green, fruit ...
MLS#:
10060600
MLS:
RMLS
Bedrooms:
3
Bathrooms:
1
Partial Baths:
1
Square Ft:
1900
Acres:
0.41
(Mapped)
Price: $300,000
Mt Hood view from master and loft. Fab Renaissance home in new school area. Warm&inviting w/covered ...
MLS#:
10049938
MLS:
RMLS
Bedrooms:
3
Bathrooms:
2
Partial Baths:
1
Square Ft:
2363
Acres:
0.16
(Mapped)
Price: $299,950
Best Price pr SF in town & Special Financing Available! Brand New 2830 sf, 4 Bedroom +Bonus, 2.1 Bat ...
MLS#:
10030488
MLS:
RMLS
Bedrooms:
4
Bathrooms:
2
Partial Baths:
1
Square Ft:
2830
Acres:
0.16
(Mapped)
Price: $299,950
Best Price pr SF in town & Special Financing Available! Brand New 2830 sf, 4 Bedroom +Bonus, 2.1 Bat ...
MLS#:
10031428
MLS:
RMLS
Bedrooms:
4
Bathrooms:
2
Partial Baths:
1
Square Ft:
2830
Acres:
0.12
(Mapped)
Price: $299,950
This sale is subject to final bank approval of buyer
MLS#:
10053235
MLS:
RMLS
Bedrooms:
3
Bathrooms:
3
Square Ft:
3228
(Mapped)
Price: $299,900
Sparkling one level in great Sherwood neighborhood. Extra skylights and vaulted ceilings make for a ...
MLS#:
10057331
MLS:
RMLS
Bedrooms:
3
Bathrooms:
2
Square Ft:
1982
Acres:
0.19
(Mapped)
Price: $299,900
Remodeled & Updated 1920~s home on Large secluded lot close to everything. Full attic & partially f ...
MLS#:
10028910
MLS:
RMLS
Bedrooms:
3
Bathrooms:
2
Square Ft:
2697
Acres:
0.34
(Mapped)
Price: $299,900
OPEN SUN 1:00-3:00PM.Gorgeous traditional with beautiful open stairwell.Illuminating cherry hardwood ...
MLS#:
10019216
MLS:
RMLS
Bedrooms:
3
Bathrooms:
2
Partial Baths:
1
Square Ft:
1908
Acres:
0.07
(Mapped)
Price: $299,900
This is a Short Sale. Traditional Crafstman home on premium corner lot, country porch, large private ...
MLS#:
10060765
MLS:
RMLS
Bedrooms:
4
Bathrooms:
2
Partial Baths:
1
Square Ft:
2338
Acres:
0.16
(Mapped)
Price: $299,000
Gorgeous Sherwood Gem on cul-de-sac! This lovely homes features a nicely updated kitchen with slab g ...
MLS#:
10071884
MLS:
RMLS
Bedrooms:
4
Bathrooms:
2
Partial Baths:
1
Square Ft:
2515
Acres:
0.2
(Mapped)
Price: $295,000
Beautiful one-level home w/open floor plan! Formal dining room w/recessed ceiling & chair rail. Grea ...
MLS#:
10060318
MLS:
RMLS
Bedrooms:
3
Bathrooms:
2
Square Ft:
1739
Acres:
0.18
(Mapped)
Price: $290,000
Mt Hood & St Helens Views! Beautiful 4 Bedroom, 3 full bath home. Tile floor & newer carpet on main ...
MLS#:
10028745
MLS:
RMLS
Bedrooms:
4
Bathrooms:
3
Square Ft:
2063
Acres:
0.18
(Mapped)
Price: $289,900
Meticulously maintained Single-level home in Woodhaven. Great Room design with vaulted ceiling, spac ...
MLS#:
10065836
MLS:
RMLS
Bedrooms:
3
Bathrooms:
2
Square Ft:
1611
Acres:
0.14
(Mapped)
Price: $289,900
"Great Room plan". Light and Bright with open bedrooms, vaulted ceiling, sky-lights, & gas log firep ...
MLS#:
10047201
MLS:
RMLS
Bedrooms:
3
Bathrooms:
2
Square Ft:
1367
Acres:
0.13
(Mapped)
Price: $289,793
Very close to new schools and neighborhood park! Nice neighborhood in Sherwood. Great room floor pla ...
MLS#:
10049703
MLS:
RMLS
Bedrooms:
3
Bathrooms:
2
Partial Baths:
1
Square Ft:
2347
Acres:
0.09
(Mapped)
Price: $289,000
Charming and ready to move in. This home is priced to sell. Great corner lot that backs to protected ...
MLS#:
10024172
MLS:
RMLS
Bedrooms:
4
Bathrooms:
2
Partial Baths:
1
Square Ft:
2392
Acres:
0.19
(Mapped)
Price: $285,900
Light, bright, open and spacious. You'll immediately appreciate how well this home has been updated ...
MLS#:
10029625
MLS:
RMLS
Bedrooms:
4
Bathrooms:
3
Square Ft:
1975
Acres:
0.16
(Mapped)
Price: $284,950
Best Price per SF in town & Special Financing Available! Brand New 2430 sf, 4 Bedroom, 2.1 Bath Home ...
MLS#:
10030496
MLS:
RMLS
Bedrooms:
4
Bathrooms:
2
Square Ft:
2432
Acres:
0.19
(Mapped)
Price: $284,900
Room to grow! Terrific neighborhood location, move-in ready, spacious living room and family room. ...
MLS#:
10044550
MLS:
RMLS
Bedrooms:
4
Bathrooms:
2
Partial Baths:
1
Square Ft:
1992
Acres:
0.12
(Mapped)
Price: $279,900
You won't believe the privacy in this backyard.Original owners. Formal liv. & din., kitchen w/pantry ...
MLS#:
10070034
MLS:
RMLS
Bedrooms:
3
Bathrooms:
2
Partial Baths:
1
Square Ft:
1908
Acres:
0.14
(Mapped)
Price: $279,900
Beautiful open floorplan with lots of light. All bedrooms upstairs and good size. Kitchen w/eating b ...
MLS#:
10049392
MLS:
RMLS
Bedrooms:
3
Bathrooms:
2
Partial Baths:
1
Square Ft:
1726
Acres:
0.17
(Mapped)
Price: $277,900
$3000 PAINT ALLOWANCE-One-level home w/very open flr plan, vaulted ceilings, slab granite KIT w/isla ...
MLS#:
10045023
MLS:
RMLS
Bedrooms:
3
Bathrooms:
2
Square Ft:
1682
Acres:
0.16
(Mapped)
Price: $277,900
Wonderful location in Oregon Trail w/ large yard and light, open plan w/ vaults & lots of windows! B ...
MLS#:
10050208
MLS:
RMLS
Bedrooms:
4
Bathrooms:
2
Partial Baths:
1
Square Ft:
1818
Acres:
0.16
The content relating to real estate for sale on this web site comes in part from the IDX program of the RMLS™ of Portland, Oregon. Real estate listings held by brokerage firms other than John L. Scott Real Estate are marked with the RMLS™ logo, and detailed information about these properties includes the names of the listing brokers. Listing content is copyright ©2010 RMLS, Portland, Oregon. This content last updated on Thursday, September 9th, 2010. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available. All information provided is deemed reliable but is not guaranteed and should be independently verified.
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Written by Sherwood Homes and Land
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Few buyers realize this, but did you know there's a difference between being pre-qualified and pre-approved? Understanding this distinction can make a difference in whether you get the home you want or not, in some cases.
What is mortgage pre-qualification?
You are pre-qualified for a mortgage when you get a letter from a lender saying that you are qualified to take out a mortgage loan. This is helpful, but is less meaningful than a pre-approval, because the lender is simply saying that, on paper, you are qualified. It is not verified, and you have not filled out all of the necessary forms at that point to know whether you are approved.
What is a mortgage pre-approval?
You are pre-approved when you have actually applied for a mortgage, received your credit report, filled out your application, etc. Employment and income have been verified, making a seller more confident in your ability to close on the home. This is the ideal situation.
If you want the smoothest possible home-buying experience, I recommend that you spend some time getting pre-approved, rather than just pre-qualified. Please give me a call if you'd like more help on this subject. |
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Written by Sherwood Homes and Land
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Don't make major credit purchases before setting out to buy a home!
It's important not to make any major credit purchases if you are planning on buying a home soon. Why? It has a direct affect on how much home you can afford, that's why.
Most buyers are not aware of the impact of consumer credit purchases on home buying power, but here is the hard reality. Any new monthly payments you incur through credit purchases will decrease the size of loan you qualify for by a ratio of about 100:1.
Let's say you have a new car payment of $350/mo. The amount of money you are qualified to borrow from most lenders will be about $35,000 less (100 x $350) than what you might have been able to borrow without that car loan. The same goes for consumer spending like credit cards, department store cards, etc.
In general, it's always best to pay cash for items you need. Work to keep your monthly credit payments low, and you'll be rewarded in the long term. |
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Buyers
